Here are some terms that many Arizonans should know about when working on financial independence and success.
This is the amount of interest you will pay on your credit card balance. To learn more about which credit cards work for you, click here
A yearly fee for holding a credit card. Click here to see which credit card is for you.
These are fees charged to your first statement for starting up your credit card. To find out more about the right credit card for you, click here.
The amount of money you are allowed to charge on a credit card. Click to see which credit card you can get with a high credit limit.
A report history of all the payments you have made. Tip: Frequent credit reports of on-time payments will build your credit. To start good credit, click here to locate the best credit card for you.
Fees for being late with your credit card payment or fees for going past the limit on your credit card. Fact: You will be charged monthly for the over-the-limit fee until your balance is brought down below your limit. Click here to find a credit card with a high credit limit, so you won’t experience these fees.
The time between the close of the credit card billing cycle and the payment due date. It is usually 20 days. To begin a positive credit history, click here.