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Very well maintained and updated Ashton Ranch single level home. Owner has updated kitchen along with fresh paint and very clean. The excellent layout of the home provide...
- 3 Beds
- 2 Baths
- 6513169 MLS
- 1,062 SqFt.
Don't miss this property on a large cul-de sac lot with a private pool! Home needs some updating but has ''good bones''! Great layout with lots of natural light, living ...
- 3 Beds
- 1.75 Baths
- 6505779 MLS
- 1,612 SqFt.
Vaulted ceiling in the Living Room, with a guest Bedroom and bathroom downstairs.Upstairs offers an owners suite. Jack and jill bathroom to the third and fourth bedroom u...
- 4 Beds
- 3 Baths
- 6512608 MLS
- 1,755 SqFt.
CALLING ALL INVESTORS! Ahwatukee home is in a great location on a quiet street. Home has so much potential and needs updating and yard maintenance. Close to schools, re...
- 3 Beds
- 2 Baths
- 6512527 MLS
- 1,500 SqFt.
We have a beautiful home for you here. Corner lot property with a ton offer including an open floor plan, separate living & family rooms, formal dining, and good sized be...
- 3 Beds
- 2 Baths
- 6512344 MLS
- 2,146 SqFt.
AHWATUKEE! South Mountain Views! You will be close to everything and still feel hidden away. This wonderful home sits on a quiet cul-de-sac nestled in the heart of Ahwatu...
- 2 Beds
- 2 Baths
- 6511558 MLS
- 1,085 SqFt.
Looking for a new place to call home? Then come and see this beautifully renovated 3 bed, 2 bath home! With access to all major highways. Only minutes from Airport and ...
- 3 Beds
- 2 Baths
- 6512053 MLS
- 1,064 SqFt.
Beautiful location in northeast Scottsdale, with views of Four Peaks, Superstition Mountains, McDowell Mountains and Tonto National Forest. Paved 136th Street leads you ...
- 6512002 MLS
Beautiful, ranch style home with upgrades in all the right places. Large, open concept floorplan, along with vaulted ceilings, will make for a comfortable environment for...
- 3 Beds
- 2 Baths
- 6511746 MLS
- 1,844 SqFt.
Great, single story home with HUGE back yard, spacious den/office and kitchen open to family room! The split floorplan allows separation of the large Master bedroom with ...
- 3 Beds
- 2 Baths
- 6511395 MLS
- 1,943 SqFt.
Newport Townhouse 3 Bed/2.5 Bath in the Gated Dobson Bay Club within Prestigious Dobson Ranch Community. Move In Ready Featuring: Great Room, Large Dining Room, Wood Burn...
- 3 Beds
- 2.5 Baths
- 6511270 MLS
- 1,632 SqFt.
Come on in to this delightful home. Large living area, a kitchen you'll love with ample counter space for all your cooking desires. All bedrooms have plenty of natural li...
- 3 Beds
- 2 Baths
- 6511118 MLS
- 1,356 SqFt.
Welcome Home! This home features a split floorplan with 4 bedrooms and 2 bathrooms, open concept kitchen and living area, and cozy fireplace! There are tons of adorable u...
- 4 Beds
- 2 Baths
- 6510921 MLS
- 1,681 SqFt.
Bordering Arcadia proper in Scottsdale, this townhome is conveniently located right between Scottsdale Fashion Square and ASU. Incredible Location! Beach bike the pedestr...
- 2 Beds
- 1.5 Baths
- 6510720 MLS
- 990 SqFt.
Come check out this well priced home in the wonderful community of Johnson Ranch. This 4 bedroom home offers nice space and floorplan. This community offers 3 pools, a ni...
- 4 Beds
- 2 Baths
- 6510304 MLS
- 1,880 SqFt.
Move in ready home in the heart of South Phoenix. This charming 3 bedroom 2 bathroom home has the perfect open concept layout, updated kitchen, and screened in patio. Ton...
- 3 Beds
- 2 Baths
- 6510299 MLS
- 1,389 SqFt.
This wonderfully priced and location to freeway access makes this 1345 sq ft single family home is a must see with showings starting this Friday 1/20. Built by Kohavnaia...
- 2 Beds
- 2.5 Baths
- 6508760 MLS
- 1,345 SqFt.
House is priced for a quick sale!!! This west valley gem will impress! Featuring 3 BRs & 2.5 BAs + a Spacious Den. Kitchen features abundant cabinets/counters, breakfast ...
- 3 Beds
- 2.5 Baths
- 6510155 MLS
- 1,921 SqFt.
Don't miss this POOL house in Buckeye! This home offers 3 bedrooms and 2.5 bathrooms. Walk in the front doors to your open kitchen perfect for entertaining. The primary s...
- 3 Beds
- 2.5 Baths
- 6510101 MLS
- 1,761 SqFt.
Super cute home being sold ''as is.'' No HOA community and on a cul-de-sac lot. Spacious home with an open family room that has a nice brick fireplace and sliders to th...
- 3 Beds
- 2 Baths
- 6507974 MLS
- 1,342 SqFt.
Located in the Sundance Active Adult community. This beautiful (almost new) home features an open floor plan with 2 bedrooms, 2 full bathrooms and a den. Upgrades includ...
- 2 Beds
- 2 Baths
- 6509300 MLS
- 1,134 SqFt.
Discover luxury living at Spengler Condominiums with this charming 2 bed, 2 bath apartment. Impeccable wood-look flooring, chic chandeliers, fresh paint, and a spacious l...
- 2 Beds
- 2 Baths
- 6507287 MLS
- 982 SqFt.
This move-in ready home, nestled on a sought after lot in Ciento Condominiums Gated Community, is waiting just for you! The back patio allows for direct access to guest p...
- 2 Beds
- 2 Baths
- 6506707 MLS
- 932 SqFt.
Looking for country living while still close to town? You must see this cute wood framed home that sits on a fenced in 3.31 acre corner lot w/NO HOA! This 3bdrm/2 bath h...
- 3 Beds
- 2 Baths
- 6509813 MLS
- 1,056 SqFt.
Amazing first floor unit in the highly desired Paradise Point community! 2 bedroom, 2 bath condo in the perfect location. Close to shopping and dining at Paradise Valley ...
- 2 Beds
- 2 Baths
- 6509767 MLS
- 1,038 SqFt.
All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2023 Arizona Regional Multiple Listing Service, Inc. All rights reserved.
So, in the meanwhile, go buy NOW and seek a “quick closing” or get yourself positioned for the proposed extension, which experts agree is going to happen. The two big issues are credit and down payment. To increase your chances for loan approval:
1. Get your paperwork ready. You will need bank statements (usually the latest two months), W-2 wage and tax statements, and pay stubs (usually the latest two).
2. It is best to have “too much documentation” that too little. Having all the documentation together will actually help to speed the process.
3. Check your credit score. The most widely used score is one called “FICO” (which ranges from 300 to 850). Your score is based upon information in your credit report. It is used to help lenders predict how likely you are to make your payments on time. The higher the FICO score the better the chance your chances for a loan approval at a low-interest rate.
4. If applicable, “clean up your credit score.” The best way to do this is to catch up on any late payments and pay off or pay down your debt.
5. Be sure your down payment is where it can be “seasoned” in a savings or checking account. The lender wants to know that you have “skin in the game” (as they say) and that it is not money pulled from a credit line or place on a credit card at the last minute.
6. Be aware of the required down payment on the loan you seek. The majority of loans today are from the Federal Housing Administration (FHA). The minimum loan for an FHA loan is 3.5% of the total purchase price. The FHA allows a gift from a family member, employer or charitable organization. Most non-FHA-insured loans require a 10% down payment.
7. Check with your lender early in the process and have your “ducks-in-a-row.” before selecting the property you want.
8. Call your REALTOR to begin the search. BTW, I am a great source to help you find a professional in your area. I am the Designated Broker with over 1100 agents in 5 office locations across the Valley of the Sun. Also, I can help locate an agent anywhere in the USA with my sources.
Now is a great time to buy, especially with the financial the incentive being available.